Finance & Leasing

For private buyers, Volvo Car Financial Services has created a range of plans so that you can choose the right one for you:


The simple choice

This traditional scheme allows you to buy your car by paying, after the initial deposit, in simple, equal instalments at a fixed rate.


Pick and choose

This is a Personal Contract Purchase plan, where typically, monthly payments are lower than with a Volvo Car Purchase Plan, due to the Guaranteed Future Value on the vehicle at the end of the term. With Volvo Car Advantage, you may pay a deposit of up to 40% of the vehicle’s purchase price, and choose your required mileage and finance on a term of between 24 and 42 months.

At the end of your agreement you have three options:

  1. Renew the vehicle – at any stage during your agreement you can talk to your dealer about settling your finance agreement and using any equity in your car towards purchasing a new Volvo
  2. Retain the vehicle by paying the Guaranteed Future Value to Volvo Car Credit.
  3. Return the car with nothing more to pay.*



Volvo Car Personal Contract Hire enables you to fix the cost of your motoring over a flexible period from 2 to 4 years. The monthly payments cover the hire of the vehicle and the road fund licence for the period and there is the option to add a service and maintenance package. At the end of the agreement, you simply hand the car back.

*Provided the vehicle is in a fair condition (details in the fair wear and tear guide) and within the agreed mileage, you can return the vehicle to Volvo Car Credit. Volvo Car Purchase Plan and Volvo Car Advantage are offered by Volvo Car Credit, RH1 1SR. Finance subject to status. Terms and conditions apply. Applicants must be 18 or over. Guarantees / Indemnities may be required. Volvo Car Personal Contract Hire is provided by Lex Vehicle Leasing, trading as Volvo Car Leasing, Heathside Park, Heathside Park Road Stockport SK3 0RB.